Thinking About a Roth Conversion? Beware of the Pro-rata Rule.
Having money in a Roth IRA can be very beneficial. After all, no one ever complains about being able to draw out tax-free money. Getting...
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Eric Martin
- Jan 13
- 3 min
How to Make Filing Your Taxes Easier
Most people don't really enjoy filing their taxes. Even if you are getting a nice refund, the actual act of gathering all your...
9 views
Eric Martin
- Dec 15, 2021
- 2 min
Price to Free Cash Flow
Oftentimes when evaluating stocks you hear different terms used like price to earnings ratio (PE ratio), price to sales ratio (PS ratio),...
10 views
Eric Martin
- Nov 19, 2021
- 2 min
2022 Retirement Contribution Limits and Income Limits
It's hard to believe it's almost 2022. Yet here we are. To help prepare for another year's decisions, and in particular our financial...
13 views
Nicholas Rossolillo
- Nov 11, 2021
- 2 min
Adobe Is an Underrated Software Company
There is a transformation happening in the business world. A digital transformation. Companies are making the switch to the digital world...
8 views
Eric Martin
- Oct 13, 2021
- 4 min
Use Your HSA for More Than Just a Health Savings Account
Utilizing every avenue that is available to capitalize on tax savings is always on people's minds (at least during tax filing season) and...
10 views
Eric Martin
- Sep 29, 2021
- 3 min
Don't Leave Free Money on the Table
Saving money can be a hard habit to start. We all want to save more, but the cost of living these days can make it difficult to be sure....
9 views
Eric Martin
- Sep 2, 2021
- 3 min
How to Put Your Money in a Roth IRA Through the "Backdoor"
If you make too much money to contribute to a Roth IRA directly, there are still ways to move money into a Roth through a strategy called...
20 views
Eric Martin
- Aug 18, 2021
- 3 min
No Earned Income? Here's How Some May Still Contribute to an IRA.
In the last year and a half, many have stopped working due to the pandemic. Some families have had one spouse stay home with the kids due...
13 views
Eric Martin
- Jul 21, 2021
- 3 min
Dollar-Cost Averaging. A Great Long-Term Strategy.
Investing in the stock market can be stressful. Some investors constantly worry about a market "crash." When the market does fall, some...
11 views
Eric Martin
- Jul 14, 2021
- 3 min
40 Years Old With Little To No Retirement Savings. Is It Too Late to Start?
According to the Federal Reserve Survey of Consumer Finances, the average 40 to 44 year old has $101,899.22 in retirement savings, but...
27 views
Eric Martin
- Jun 30, 2021
- 4 min
Do You Have An Investment Account? If Not, Stop Making Excuses.
One of my favorite investment sayings is this: "The best day to start investing is today." I can't tell you how many times I hear that...
20 views
Eric Martin
- Jun 23, 2021
- 3 min
Monthly Child Tax Credit Payments Are Starting Next Month. Here's Why Some Might Want To Unenroll.
The American Rescue Plan, signed and put into action on March 11th, 2021, gave some extended relief to many that were still in desperate...
22 views
Eric Martin
- Feb 10, 2021
- 2 min
Gross Income To Taxable Income. What Is The Difference, And What Factors Are Involved?
We admit financial terminology can be complicated and confusing. Taxes are a perfect example. There are books upon books of rules and...
29 views
Eric Martin
- Feb 3, 2021
- 4 min
What Does It Mean To Short Sell A Stock?
With all the hype around the GameStop story, many investors have asked us what it means to short sell a stock. We are not going to weigh...
22 views
Nick Rossolillo
- Jan 27, 2021
- 7 min
Concinnus Financial Annual Investor Letter And 5 Investment Trends For 2021
2020… goodbye and good riddance. To those of you that have been directly affected by COVID-19 -- from getting sick to losing work -- our...
175 views
Eric Martin
- Jan 27, 2021
- 3 min
Are Expenses Paid With PPP Loans Still Deductible?
This last year has brought on so many changes and unknowns, and has taken a toll on our emotions. People have been out of their comfort...
13 views
Eric Martin
- Jan 20, 2021
- 3 min
I Started Working From Home. Can I Claim The Home Office Deduction?
With more people than ever working from home, many want to claim their expenses for setting up an office space within their home. The...
19 views
Eric Martin
- Jan 6, 2021
- 3 min
Is Your Distribution From Your Retirement Plan Taxable? Yes...But For 2020 Maybe Not.
Unfortunately this last year has caused many hardships and frustrations for many people. Some have had their hours at work severely...
25 views
Patricia Sanders
- Dec 17, 2020
- 5 min
Reduce Credit Card Debt Without Hurting Credit Score
Having too much credit card debt can make your life miserable. So, if you have multiple, high-interest credit card debts to pay off, you...
46 views